Our Reach

Dia Vikas Capital through its partner financial service providers enables opportunities for people living in poverty to transform their lives. As at 30 September 2024, our partners cumulatively provided 11.5 million active clients access to formal credit, savings and insurance products. In addition to financial services, our partners offer health and educational support to their end clients to further build pathways out of poverty and create resilience against social, economic and environmental shocks.

Our partner’s geographical spread extends across 29 states and union territories in India, with a combined gross loan portfolio of over ₹ 284 billion as at 30 September 2024.

As per a recently concluded survey* by an independent third-party impact measurement agency – 60 Decibels, 2024 Microfinance Index; 46% of our sampled end clients lived under the international poverty line of US$ 3.65 per day per capita, with 52 % of the sampled clients saying they were not able to find any other alternative apart from our partners and 41% of them suggesting our partners were the first financial service providers to provide them with formal credit. Additionally, our partners ranked considerably higher than their peers in the agency’s inclusivity ratio calculations – highlighting that our partners reach truly underserved low-income end clients as compared to national averages. 

*The survey covered Avanti and Pahal end clients, sample sizes were 801 and 287 clients respectively.