Our Reach
Dia Vikas provides opportunities for people living in poverty to transform their lives. As at 31 December 2022, our partners together have an outreach of more than 5M active borrowers, 13M savings accounts.
This coverage extends across 29 states and union territories in India.
The gross loan portfolio of all our partners is about Rs. 21k Crore (US$2.5Bn).
Dia Vikas is reaching out to the poorest in the following underserved/poorest states of India
| States | Poverty Rate | No of Partners | % of Dia Loan Clients |
|---|---|---|---|
| Bihar | 34% | 7 | 9% |
| Chhattisgarh | 40% | 8 | 3% |
| Jharkhand | 37% | 4 | 3% |
| Madhya Pradesh | 32% | 6 | 6% |
| Odisha | 33% | 4 | 4% |
| Rajasthan | 15% | 4 | 1% |
| Uttar Pradesh | 30% | 6 | 13% |
| TOTAL | 30% | 11 | 44% |
One of the strongest features of Dia’s portfolio is its focus on India’s low-income states. Two in five of our clients are in these states namely Bihar, Chhattisgarh, Jharkhand, Madhya Pradesh, Odisha, Rajasthan and Uttar Pradesh. Tackling poverty in these seven states is a critical part of tackling Indian and global poverty. These seven states constitute:
1. As at 31 March 2020, 1 US Dollar = INR 75.33
2. Poverty rate here refers to the ratio of number of people whose income falls below the poverty line for the particular state as compared to the population of the state, according to Government of India statistics.
For more details on Dia Vikas’ outreach to the poorest communities, see Page 9 of the “Dia Vikas Annual Review 2019-20“